Main information

Banks in Switzerland are obligated by law to keep any and all information about their clients strictly confidential. Secrecy rules are vigorously enforced throughout the banking industry. This is especially true when it comes to civil matters. The Swiss constitution clearly defines and protects these secrecy laws. Any banker in the country who reveals information about clients will be prosecuted under the law. In today’s litigation-happy society, asset protection and estate planning are the main reasons for seeking a safe and secure banking center in Switzerland. People maintain Swiss bank accounts for the privacy and security they provide.

No government, tax service, creditor or agency can ever access information on your account!

Benefits of your account:

Banking secrecy

The Swiss state penalizes the disclosure of information related to the owner of an account, unless the account holders are being submitted to trial on charges of drug traffic or weapon smuggling.

Security

All the opened accounts are backed up by the Swiss government.
Switzerland is characterized by having the most efficient, experienced, safe and solvent banking system in the world.

Receive money in multiple ways

You can receive money from your account in every place of the world through bank transfers, Paypal or international money orders. An excellent idea for those who handle international business or internet based business.

Online and offline banking

All operations can be made through Internet. You may also coordinate personal operations in the bank; you shall have an account assistant who will aid you throughout the procedure. All of these assistants speak English, French, Italian or German.

Withdraw money from any atm in the world

Once you obtain the account, you can request a debit/credit so as to withdraw money from any ATM. You must deal with this directly in the Swiss Bank.

Bank drafts for 15 usd

You can make easy online bank transfers to any part of the world, independently of the amount, for only 15 dollars. So, you can receive all your income in your Swiss account and then draft it to your local bank for only 15 USD!

Get an international Visa or Master Card

With only a minimum deposit as a guarantee you can obtain an international Visa or Master card.

Operate from your house

You will be able to operate your account 100% via Internet.

Investment possibilities

You can invest money in Swiss mutual funds.

Accounts in multiple currencies

You can have accounts in multiple currencies with no additional cost. Have your account in Euros, USD, CHF.

The solution to your paypal account

You can open a Paypal account using as a reference your bank account.

You can invest in the major stock exchanges

You’ll be able to buy and sell shares in all the European markets, NASDAQ and NYSE, with very low commissions. You’ll also have access to more than 600 investment funds of the biggest banks in Europe and United States. You can also raid in the FOREX world.

Approval guaranteed!

Questions

Basics

• Do you open Swiss bank accounts for non residents?
• Can I close my account whenever I wish?
• Do you deal with banks that have branches in my country?
• I am not 18 yet. Can I open an account?
• Which bank will my account be opened with?
• Is there a deposits insurance in Switzerland? Do you have a Swiss FDIC?
• Can I choose the bank?

Our Services

• Why do I need to pay to open an account?
• Is it safe is it to shop with Swiss Account Services?
• How can you open Swiss bank accounts with no balance requirements?
• How much do you charge to open an account? Is this a one-time charge? When do I pay it?
• What happens when I click on 'Buy Now'?
• Will you refund me if the bank rejects my application?

Basics

Do you open Swiss bank accounts for non residents ?

Yes we do: Most of our clients are non-residents. We have clients more than 100 countries.

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Can I close my account whenever I wish ?

Exactly. You can close your account whenever you want. There is no clause prohibiting the cancellation of your account in Switzerland. The actual procedure of closing your account is free of charge for you and is very simple, taking up to two days maximum so as to liquidate your assets. However you may withdraw all your funds or charge you a financial penalty.

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Do you deal with banks that have branches in my country?

We do not deal with international banks. We work exclusively with Swiss banks for the simple reason that we value their privacy and security. A Swiss bank that has a local bank where you live would not be any different to the banks you already have there. It would be bound by the laws of your country and would be left out of Swiss procedures, Swiss laws and Swiss security funds.

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I am not 18 yet. Can I open an account ?

No! You need to be 18 years old to open the account. We understand that you may be under 18 and already have a wealthy income, but unfortunately by Swiss law the banks cannot open accounts for non-residents below 18. What we can do for you is begin the opening procedure shortly before turning 18 and we can open the account on your birthday.

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Which bank will my account be opened with ?

We work with the most prestigious and experienced banks in Switzerland. Actually we have a list of approximately 100 banks which updates constantly according to market, financial and economic motives. Each account corresponds to one or more banks, depending on the economic profile and necessities of our client.

Choosing the best financial institute for you will also depend on where you live, what do you plan to use your account for, how much will your deposits be etc.

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Is there a deposits insurance in Switzerland? Do you have a Swiss FDIC ?

There's no government deposit insurance in Switzerland. But your deposits are probably safer in a Swiss bank than in most other banks in the world. Here's why:

Swiss banks have a private deposits insurance

Swiss banks have signed an agreement by which they agree to compensate depositors for up to Sfr.30'000 of their deposits in a bank if that bank goes bankrupt. Each bank would then pay a share of the total compensation proportional to their size. The Swiss postal is an exception since all deposits are fully guaranteed by the Swiss Government.

Swiss banks don't go bankrupt

Swiss banks have some of the strongest balance sheets in the world. They are regulated by the Swiss Federal Banking commission, the federal watchdog, which enforces very strict rules. Almost the only instances when banks encounter difficulties, about once in a decade, are for small savings and loans that loaned too much money on too little collateral. They are usually bought out by a larger bank.

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Can I choose the bank ?

When we receive an order we carefully analyze the person’s profile and account preferences and then link it to the bank with the best conditions according to the personal information and with what the client needs. We select the bank from our constantly updated list of banks in Switzerland. For institutional reasons we do not give the names of the banks before you fill an order.

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Our services

Why do I need to pay to open an account?

Opening a bank account in Switzerland is rather a difficult procedure which requires more than just a chat with an accountant and several signatures. Swiss banks are very careful about how they deal with the new customers and clients. Hence you take advantage of the years of intimate knowledge and direct contact we have with the bank. We also follow the entire opening procedure so as to make sure it is efficiently and effectively done, and to assist you through the way, making it as comfortable and as quick as possible.

As we are not a bank we have no limitations in what We specialize in helping international clients open the Swiss bank account that will match their needs. We are not a bank and offer neutral advice and assistance in selecting and opening the right account for your needs in the right bank. We assist you through the entire account opening process by e-mail.

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Is it safe is it to shop with Swiss Account Services?

We are an international company with clients in over a hundred countries. We take pride in our extreme safety measures in the transactions of data and of the personal information of our clients. We use the latest software technology in terms of secure socket layers so as to guarantee complete security and safety for your information.

Our prestige derives from our experience.

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How can you open Swiss bank accounts with no minimum balance requirements?

We actually have clients that deposit a large amount of money in the bank, however we do work for people who operate with medium and low income.

Most Swiss banks will open you an account only if you deposit at least a million Swiss francs. These banks specialize in wealth management for private international clients and it would not be economically feasible for them to open smaller accounts.

We have clients who deposit more than a million Swiss francs. But not all of them do. Our company's role is to enable as many people as possible to take advantage of the convenience, security and privacy of a Swiss bank account. To do this every year we visit dozens of Swiss banks to compare services and negociate terms and conditions for our clients, including those who plan to deposit only a few thousand dollars.

The result is that we are able to offer a whole array of Swiss bank accounts with excellent, long established Swiss banks for both larger and smaller deposits.

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How much do you charge to open an account? Is this a one-time charge? When do I pay it?

Our company charge an one-time fee for our account opening services. We select the bank with the best conditions at present from a permanently updated list of banks with the best price-ratio. The fee is payable when you order the account and is fully refundable if the bank rejects your application. It is not refundable if you cancel your application.

You find the prices to order our opening service for each account in the Buy Now area or when reading each account description. Prices are listed in EUR but can be paid in any currency.

CONVERT in British Pounds or US Dollars

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What happens when I click on 'Buy Now'?

When you click on the 'Buy Now' button on our website, you will be taken after payment to a application form where you can fill in your name, date of birth, type of account you wish and other information needed to open your account.

As soon as we have approved your application and we have verified your payment of the account set-up fee already, we will begin the account opening process immediately. If we cannot approve your application or we didn't received your payment, we will not charge you anything. You find the complete opening procedure at the Our Services page.

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Will you refund me if the bank rejects my application?

If the bank does not accept to open your account, which is very rare, you will receive a full refund. This refund is applicable only if you have sent us all documents we need to open the account, not if you decide to cancel.

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If you have further questions, don't hesitate to contact us.